Speakers

Anna M. Bailey, Director of Operations, Funder Liaison

Ms. Bailey joined our team as an Investment Analyst in June of 2007. After completing her undergraduate degree at the University of Buffalo where she received a BA in German with a double major in International Relations, she studied at the University of Maryland College Park. She holds a Master’s Degree in Germanic Studies with a concentration in Language, Literature and Culture.

Ms. Bailey provides invaluable assistance to the team at Secondary Life Capital, LLC. Her responsibilities include cultivating relationships with international funding institutions and educating the Investment Operations Center on cultural sensitivity in business. Along with these duties Ms. Bailey functions as the Director of Operations and over sees the training of analysts and the policy and pricing review.

Alan H. Buerger, Co-Founder and CEO, Coventry

Alan Buerger is co-founder and CEO of Coventry, the creator and leader of the secondary market for life insurance. Since 1982, Coventry has been providing innovative financial solutions to the life insurance industry.

Under Mr. Buerger’s leadership, Coventry has transformed the life insurance industry by giving consumers the opportunity to sell their unwanted policies in a free market environment. Coventry’s efforts have enabled policy owners to receive more than $2 billion over cash surrender value.

Mr. Buerger entered the life insurance industry in 1972 after attending Columbia University. For more than 30 years, Mr. Buerger has been one of the industry’s chief innovators and has worked to continually expand the power, value and flexibility of life insurance. He is responsible for more than a dozen major industry innovations. Mr. Buerger has been a featured speaker at the NYU Tax Institute, the Conference of Consulting Actuaries, LIMRA, Top of the Table, AALU, the Society of Actuaries, the International Forum, NAILBA, The Federalist Society, Manhattan Institute and national producer group marketing conferences. Mr. Buerger is a member of the American Society of Chartered Life Underwriters (CLU), the International Forum, LIMRA and has been a member of the Association of Advanced Life Underwriters (AALU) for over 23 years.

Alex Krutov, FCAS, ASA, MAAA, Managing Director, Century Atlantic Capital Management L.P.

Alex Krutov is Managing Director of Century Atlantic Capital Management, L.P. He has broad expertise in insurance securitization, insurance, and reinsurance having founded Navigation Advisors, a management-consulting firm focused on the insurance industry, capital markets, and general management, and having been employed in a variety of roles, including officer level positions, at companies such as Transatlantic Reinsurance Company, American International Group, Reliance Group, UBS Warburg, and AXA Financial.

Alex Krutov’s expertise includes insurance securitizations, portfolio issues in investing in insurance-linked securities, reinsurance underwriting, pricing of catastrophe insurance risk, and general management. His expertise in insurance-linked securities ranges from property catastrophe bonds to extreme mortality securities to life settlements.

Alex Krutov is a member of the American Academy of Actuaries, the Society of Actuaries, the Casualty Actuarial Society, and the International Actuarial Association. He has served on the Risk-Based Capital Committee (current chairman) and the Committee on Extreme Events of the American Academy of Actuaries; the Task Force on Insurance Securitization and Risk Transfer; the Committee on Valuation, Finance and Investments; the Committee on Asset/Liability Management; the Committee on Reinsurance Research of the Casualty Actuarial Society; and other industry committees. He has spoken at investment, insurance and actuarial meetings and conferences on the topics of insurance-linked securities, insurance risk transfer, and reinsurance. His book on insurance-linked securities, insurance securitizations, and reinsurance is expected to be published this year.

In addition to his actuarial credentials, Alex Krutov holds an MBA in Management and Finance from the Columbia University Graduate School of Business. He also holds an M.S. in Physics.

Arshad Hasan Qureshi, FIA, ASA, MAAA

Arshad (Hasan) Qureshi began his actuarial career at Eagle Star Insurance Company in London from 1966 to 1973. He served in positions of increasing responsibility from 1973 to 1990 at United Services Life Insurance Corporation, including Senior Vice President and Actuary. From 1990 to 2005 he served as Senior Vice President and Actuary at the American International Group (AIG), with responsibility for corporate and affluent life markets. Since January 2006, Hasan has served as Actuary at Fasano Associates, directing its actuarial research efforts.

Mr. Qureshi is Fellow of the Institute of Actuaries, United Kingdom and the Society of Actuaries of Ireland. He is a Member of the American Academy of Actuaries and an Associate of the Society of Actuaries.

Benjamin Rockmuller, CFA Analyst – Alternative Risk Transfer, Oppenheimer Funds

Ben is responsible for covering the alternative risk transfer market and for primary and secondary trading of event-linked bonds. He has been involved with the analysis and management of event-linked bonds since the beginning of 2005. Additionally, he oversees the execution of quantitative trading strategies and risk measurement for about $30 billion in assets, including the Strategic Income Fund, International Bond Fund, Active Allocation Fund, Absolute Return Fund, and the Master Event Linked Bond Fund.

Prior to joining Oppenheimer funds, Ben attended the University of Massachusetts at Amherst. He graduated summa cum laude in 2003 with a B.B.A. in Finance and is currently pursuing an M.B.A. at New York University’s Stern School of Business. Ben holds the Chartered Financial Analyst designation.

Craig Seitel, CEO & Managing Partner, Abacus Settlements

Craig Seitel is CEO and Managing Partner of Abacus Settlements, LLC, and brings more than fifteen years of experience in investment banking and asset securitization. Prior to joining Abacus, Craig served as the Managing Director for the New York office of Allison-Williams Company, an Investment Banking Firm. While there he was responsible for generating corporate finance projects relating to various aspects of institutional clients' capital requirements.

Prior to that Craig worked for Oppenheimer Corp. as a Senior Vice President, helping capitalize various finance companies and designing related securitization programs. In this regard Craig developed extensive knowledge of various asset types including life insurance settlements, structured settlements, commercial leases, auto loans, consumer mortgages as well as a variety of other assets. Craig has also testified as an expert witness on behalf of the Securities and Exchange Commission in litigation involving esoteric private placement related disputes and inquiries. He has authored or co-authored a variety of articles, including articles for National Underwriter, Journal of Structured Finance, and Life Exchange Newsletter.

Mr. Seitel has also spoken at numerous conferences and participated in various industry events. Craig graduated with a B.A. in economics (cum laude) and an M.B.A. from the University of Minnesota. He is also an Alumni Advisory Board Member for the Carlson School of Management. Craig currently holds series 7, 24, 63 and Life and Health Insurance Licenses. Craig is an avid outdoorsman and triathlete. He has completed three Ironman competitions, as well as numerous marathons and other triathlon competitions.

Dan Bergman, Ph.D., CFA, Senior Strategist, AP3

Dr. Dan Bergman joined AP3 in 2005 to work on the investment strategy of the fund. As the Head of Risk Allocation he and his team worked on the overall allocation of alpha and beta risk, ALM, the development of the funds new real estate strategy and new alternative strategies. The recent focus has been the development of a portfolio of alternative absolute return strategies including global tactical asset allocation and insurance linked securities. Prior to joining AP3 Dan worked as a senior strategist for AFA Insurance, primarily with asset allocation and ALM. Dan holds a Ph.D. from Stockholm University and a CFA-charter. He has published a number of articles in leading international journals and is a member of the Swedish Association of Financial Analysts.

David Rawson-Mackenzie

David Rawson-Mackenzie is the founder and Managing Director of the Centurion Group, a financial services company with over sixteen year’s experience of providing investment, trust and corporate services to private clients throughout Europe and Latin America.

In 2000 David set up a fund management company – Centurion Fund Managers – and first started researching longevity as a new asset class, launching one of the market’s first life settlement funds – Defined Return Fund - in 2002. This was followed by the Life Settlement Strategy Fund in 2006 which is now listed on the Channel Islands Stock Exchange. Centurion Fund Manager’s currently has over US$400m invested in life settlement funds and recently completed its first leveraged longevity swap in the life settlement market with Credit Suisse. David is also currently developing a similar fund using traded life tenancies.

As Director of Centurion Fund Manager, David oversees the day to day management of its range of multi manager hedge and equity funds, money market funds and the investment strategy of its alternative investments funds with assets similar to bonds.

He has over thirteen year’s experience in providing wealth management advice to high net worth clients including the creation and implementation of bespoke cross border tax structures, the management of client’s investment portfolios to ensure they perform close to their benchmarks and overseeing the model asset allocation of various portfolio strategies.

David is regularly invited to speak at life settlement conferences and seminars and has had a number of articles published on the subject in various international journals.

Prior to setting up the Centurion Group, David worked in the wealth management department of the Bank of Bermuda where he gained experience in corporate fund services, trusts and investments before jointly leading the business development team for Latin America.

Doug Head

Doug Head was born in Midland, Michigan, where he attended public schools. He attended Lawrence University in Appleton, Wisconsin and after a year at the University of Singapore, graduated, in 1969, with a degree from Lawrence in History and Economics. He was a Peace Corps Volunteer in Paraguay and worked in the Hotel industry for many years.

Since 1992, Mr. Head has been active in the emerging Viatical and Life Settlements industry. Having served as Chair of the Legislative Committee, Secretary, and President of the major industry association, he acts now as the Executive Director of the Life Insurance Settlement Association In this role he has worked on insurance legislation with the National Conference of Insurance Legislators, the National Association of Insurance Commissioners, the Coalition against Insurance Fraud and the legislatures of over thirty states. He has worked with legislative committees from Alaska to Florida and Massachusetts to California, affecting legislation in many, many states. He continues to be recognized by the national regulatory consortiums as the principal representative of the Life Settlement Industry while he has guided the growth of the industry Association from a small number to today’s large organization of over 165 Corporate Members. He is frequently quoted in industry press and has contributed with advice and text to academic studies of the industry. Insurance newsletters have named him one of the 100 most powerful people in the North American Insurance industry for the last three consecutive years.

Mr. Head also has served as a Director of The Florida Conservation Foundation, Planned Parenthood of Greater Orlando, and other progressive groups, and was Chair of the Democratic Party in pivotal swing Orange County from 1992 to 2004. He now Chairs a civic watchdog group, County Watch and has been appointed to varied civic Boards and Commissions.

David A. Vaughan, M.D., F.A.C.P.

Dr. David Vaughan is Vice President & Medical Director of Fasano Associates. He began his career in 1976 in clinical practice, specializing in internal medicine. In 1984, Dr. Vaughan accepted the position of Associate Medical Director with First Colony Life Insurance Company (Genworth). In 1989, he was promoted to Vice President and Medical Director, and served in this capacity until 1999, when Dr. Vaughan became appointed Medical Director of Fasano Associates.

Dr. Vaughan received his undergraduate degree from Virginia Tech in 1970 and his doctor of medicine from the Medical College of Virginia in 1973. He is board certified in both internal medicine and insurance medicine, and is a member of the American Academy of Insurance Medicine, the American College of Physicians, and the American Medical Association.

Dr. Simon Young, Chief Executive Officer, Caribbean Risk Managers Ltd

Dr Young has a background in Earth Sciences, with a Bachelors in Geology and a PhD in Physical Volcanology from Liverpool and Lancaster Universities respectively. After completing his PhD, Dr Young joined the British Geological Survey, where he worked for 9 years. At BGS, he participated on or led a number of applied earth science projects in the Caribbean & Latin America region, including hazard mapping and risk assessment (in Chile, Argentina and Costa Rica) and volcano monitoring and disaster management (on Montserrat).

Dr Young was the principal BGS scientist involved in the UK response to the Soufrière Hills volcanic eruption starting in 1995, and was Chief Scientist, Senior Scientific Advisor and then the first Director of the Montserrat Volcano Observatory during the 5 years he was intimately involved in the scientific monitoring and disaster management on Montserrat. He continues his research interests in volcanoes through an Adjunct position at Penn State University in the US, and has most recently been involved in the CALIPSO and SEA-CALIPSO research projects. After leaving BGS, Dr Young formed a multi-disciplinary earth science consultancy company, GeoSY Ltd. In the area of natural hazards and risk management, GeoSY worked with a number of public and private sector organisations in the Caribbean, undertaking catastrophe risk management assessments and providing disaster preparedness and recovery advice for natural hazards and climate change. Public sector clients included PAHO, UK-DFID, UK Foreign Office, Organisation of American States, and a number of Caribbean governments (including Cayman Islands, BVI, Dominica, Anguilla, TCI & Montserrat). GeoSY Ltd also undertook other geoscience work, including support of geothermal energy development.

Dr Simon Young, CEO & Manager – Risk Modelling
In October of 2006, GeoSY Ltd became Caribbean Risk Managers, CaribRM. As CEO, Dr Young continues to work with a wide variety of public and private clients across the region in the advancement of their risk management and risk transfer goals. In particular, Dr Young led a three-company consortium in execution of the planning phase for the setting up of the Caribbean Catastrophe Risk Insurance Facility, and CaribRM has recently completed its first year as Facility Supervisor. Dr Young leads the CaribRM business unit focusing on bringing innovative risk transfer solutions to single- and multi-territory companies and institutions through cat modelling, dynamic financial analysis and other risk management expertise. He also leads the company’s work in business risk reduction through disaster preparedness and business continuity planning.

Dr Young’s broad range of experience in natural hazards and risk financing has been called upon through numerous engagements and presentations at conferences, workshops and seminars in the Americas, Europe, Africa and Asia and through press and academic publications.

Dr. Eugene N. Gurenko, Lead Insurance Specialist, the World Bank Insurance

Dr. Eugene N. Gurenko is a Lead Insurance Specialist at the World Bank Insurance Practice. During his career at the World Bank Group, which he joined in 1998, he designed and managed the World Bank program of technical assistance and lending to the Turkish Catastrophe Insurance Pool, currently one of the largest earthquake insurers in the world. Since then, Dr. Gurenko has been actively involved in developing catastrophe risk management solutions for the World Bank client countries. His latest assignments include the design and management of World Bank programs of technical assistance and lending in support of the catastrophe insurance programs in Romania, the Caribbean islands, countries of Southeastern and Central Europe and China. From 2005-2006, Mr. Gurenko was with Munich Re, where he headed the company’s working group on Terrorism Risk Management.

Dr. Gurenko holds a Ph.D. from Columbia University, a title of Chartered Property Casualty Underwriter (CPCU) and an associate degree in reinsurance (ARe). He is an author of numerous professional publications on catastrophe insurance and reinsurance. He is also a Board Member of the Munich Climate Change Insurance Initiative (MCII) – a leading international non-governmental organization concerned with developing insurance-related solutions in support of the global adaptation to climate change.

Greg Hagood is a Principal and co-founder of Nephila.

Since 1997 Mr. Hagood’s primary responsibility has been as co-portfolio manager, along with Mr. Majors, of the funds managed by Willis Asset Management/Nephila. He coordinates all discussions with capital providers, strategic relationships and oversees operations management. Mr. Hagood began his career with AT&T, and in December 1993 joined Bear, Stearns & Co. in New York where he managed the mortgage servicing trading desk. Mr. Hagood was responsible for trading and brokering mortgage servicing portfolios, advising on mortgage banking mergers and acquisitions and structuring hedging instruments for institutional clients. Mr. Hagood left Bear, Stearns & Co. in February 1997 to join Willis Group Ltd. in London, specifically to start what is now Nephila Capital. Mr. Hagood was a licensed broker at Lloyds of London and received his B.S. in Finance from the University of Tennessee in 1990.

Greg Hendrick, President and Chief Underwriting Officer, XL Re Ltd

In January 2004, Greg was appointed President and Chief Underwriting Officer, XL Re Ltd. Before assuming this new position, he was in charge of US Property Treaty underwriting for the Company. His prior experience was as Vice President responsible for U.S. Property Underwriting for Mid Ocean Reinsurance Ltd and Assistant Vice President of Treaty Underwriting for the Winterthur Reinsurance Corporation of America.

Greg received a Bachelor of Science degree, Summa Cum Laude, from St. John's University with a major in Mathematics.

Guy Coughlan - Global Head of ALM Advisory Guy

Guy Coughlan – Global Head of ALM Advisory Guy is the Global Head of ALM and LifeMetrics at JPMorgan within the Global Pension Advisory Group. As a specialist in ALM and risk, Guy has been involved in advising corporations, pension funds, and insurers on strategic risk management, asset-liability management, debt management and capital structure. More recently he led the development of the LifeMetrics longevity index and longevity risk management platform.

Guy joined JPMorgan in 1994, worked on the development of RiskMetrics and built JPMorgan's FourFifteen risk system. In 1996 he moved to head the newly formed Risk Management Products group, which was later spun off from JPMorgan as The RiskMetrics Group. In 1998 he founded JPMorgan's ALM Advisory team. Prior to joining JPMorgan his previous experience includes working for a major oil company. Guy holds a BSc (Honors) degree from the University of Western Australia, a DPhil (PhD) in physics from Oxford University in the UK and an MBA.

J. Mark Goode, President and CEO, Secondary Life Capital, LLC

Following careful analysis of investment trends, Mark Goode identified emerging opportunities in the secondary market for life insurance during the summer of 2002. Recognizing the inefficiencies and robust growth potential of this valuable young market, Mark organized and founded The Peninsula Group, LLC in early 2003. His original vision for Peninsula was an integrated holding company entirely focused on the senior life insurance and life premium finance markets.

Today Peninsula controls and manages four distinct business subsidiaries which operate from Washington, DC as a licensed life settlement provider, a life insurance premium finance originator, a life settlement trading fund manager and a life insurance policy and loan collateral portfolio servicer.

In addition to serving as Peninsula’s CEO and Co-Managing Member, Mr. Goode is also the President and CEO of Secondary Life Capital, LLC as well as Life Policy Dynamics, LLC. Also, Mr. Goode was recently elected as a member of the Life Insurance Settlement Association Board of Directors and serves as Chairman of the LISA Political Action Committee.

Prior to his involvement in the secondary market for life insurance, Mr. Goode was integrally involved in structuring complex funding for a number of substantial commercial real estate transactions. As a real estate investment banker, he raised and placed significant European equity for the purchase of landmark commercial office buildings in Washington, DC.

In addition to his financial and entrepreneurial experience, Mr. Goode is a former Captain in the United States Marine Corps, where he was awarded the Navy Commendation Medal. He holds a Master of Arts degree in Legislative Affairs with a focus on Monetary and Fiscal Policy from George Washington University and a Bachelor of Science Degree in Real Estate Development from the University of Oklahoma.

Jeff Mulholland, former President, Life Equity LLC

Until recently, Jeff was the president of life equity. Jeff has been involved in the derivatives and securitization markets with premier investment banks and hedge funds since 1991 including:

  • Leading Ritchie Capital Management’s Life Strategy which received the first preliminary rating from Moody’s for a life settlement securitization
  • Heading Citigroup’s Structured Insurance Products Group
  • Leading the team at Goldman Sachs that created Arrow Re, their offshore reinsurance company designed to facilitate the securitization of insurance risk (and served as its first President)
  • Heading Goldman Sachs’ fixed income derivatives business for the insurance industry in North America

Prior to working on Wall Street, Jeff was an actuarial consultant for 5 years. Jeff is a Fellow of the Society of Actuaries and a Member of the American Academy of Actuaries. He graduated magna cum laude from the Wharton School in 1986 with concentrations in Actuarial Science and Insurance.

John H Fitzpatrick, Partner-Pension Corporation

Mr Fitzpatrick joined Pension Corporation in mid-2006.
From July 1998 to April 2006 he was a member of Swiss Re Group’s Executive Board and Executive Board Committee. He served Swiss Re as the company’s Chief Financial Officer, Head of Life & Health Business Group and Head of Financial Services.

From January 1996 to June 1998 John was a Senior Managing Director of Insurance Private Equity firms for the Zurich Insurance Group, Swiss Re and Credit Suisse, focusing on start-ups of insurance companies.
From 1990 to 1996 he was Chief Financial Officer and a member of the Board of Directors of Kemper Corporation. Mr. Fitzpatrick started his career with Kemper Corporation as a financial analyst in 1978, holding several positions in corporate finance until 1990.

Mr Fitzpatrick, born in 1956, graduated from the Loyola University of Chicago with a Bachelor of Business Administration in 1979. He is a Chartered Financial Analyst (CFA) (1987) and a Certified Public Accountant (CPA) (1979). He is a citizen of the U.S.A. and the Republic of Ireland.
John Fitzpatrick has been a member of the Board of the Association of British Insurers from 2003 to July 2006 and a Director on the Board of Atradius N.V. from 2005 to 2007

John D. (Jay) Nichols, Jr., Executive Vice President, RenaissanceRe Holdings Ltd.

John D. (Jay) Nichols, Jr. has served as our Executive Vice President since February 2003 and has served as President of Renaissance Underwriting Managers Ltd. since February 2000 and as President of RenaissanceRe Ventures Ltd. since October 2004. He currently oversees the business development and management of our Joint Ventures and Venture Capital businesses. Mr. Nichols joined Renaissance Reinsurance Ltd. as a member of the Finance group in 1995.

From August 1990 through September 1995, Mr. Nichols held various positions at Hartford Steam Boiler Inspection and Insurance Company where he was responsible for financial reporting and subsequently property claims. Mr. Nichols held various positions in Finance at Monarch Capital Corporation from September 1986 to August 1990, and was a Certified Public Accountant with the firm Matson, Driscoll and D'amico from June 1982 to August 1986, where he specialized in audits of business interruption insurance claims for insurance companies.

Mr. Nichols holds a Bachelor of Science degree from Babson College.

Jose Garcia, Senior Advisor, Carlisle Group

Jose Garcia has a nine year track record of success across several sectors of the life settlement industry. Mr. Garcia is using that experience to work as both a Senior Advisor for The Peninsula Group as well as a life settlement Fund Manager. Mr. Garcia’s proven core competencies add new momentum for accelerating Peninsula’s growth in this dynamic and competitive market environment.

Recognizing that many of the industry standards and ancillary sectors are outdated, Mr. Garcia, in cooperation with Peninsula, is launching new investment vehicles utilizing life settlements as the underlying asset. These innovative strategies truly reflect the necessary and modern techniques available to accurately measure and report both valuation and risk, ensuring sustainable growth of value and return. The cooperation provides for mutual support and collaboration relative to the fund management and marketing.

Mr. Garcia’s industry experience extends from industry brokers and life settlement providers to fund management, fund structuring, and investment marketing. Having served as the CEO and equity partner of one of the industry’s largest life settlement providers, Mr. Garcia has in-depth working knowledge of all internal aspects of the asset class. Through his extensive fund management and structuring experience, Mr. Garcia has knowledge of life settlement investment vehicles as well as the institutional investment environment. During his career in the secondary market for life insurance, Jose Garcia has led and overseen the purchase of more than $2 billion in life settlements as well as helping to raise more than $750 million for investment into this asset class.

In addition to his industry experience, Jose Garcia has worked in many other investment areas, ranging from real estate transactions to carbon credits. Mr. Garcia graduated with honors from Old Dominion University with degrees in Finance and Economics. He also holds a Masters of Business Administration from George Mason University. While Mr. Garcia’s academic work concentrates in the fields of capital markets and econometrics; his professional career has expanded into most aspects of global finance and investment

Karsten Bromann, Managing Partner, Solidum Partners AG

Dr. Karsten Bromann is a Managing Partner of Solidum Partners AG. Karsten holds a Ph.D. in physics (Swiss Federal Institute of Technology Lausanne) and qualified actuary DAV, is responsible for the investment portfolio and risk management of the accounts and funds managed by Solidum Partners. From 1998 to 2005 he worked with Zurich Insurance Company as a pricing actuary, head of quantitative analysis, and vice-president and technical deal architect, responsible for Zurich Corporate Solutions‘ alternative risk transfer portfolio in Europe. In 2005 he joined as Chief Risk Officer Solidum Partners’ predecessor ISP ARA, which after a management buyout in December 2006 was newly branded Solidum Partners AG.

Dr. Bromann lives in Zurich with his wife and a little daughter. Leisure time left he likes spending rowing on Lake Zurich.

Kathleen A. Birrane, Senior Vice President and General Counsel, Maple Life Financial Inc.

Kathleen’s legal career spans more than 20 years and encompasses a broad range of areas to include civil, criminal, and regulatory matters with a focus on complex commercial litigation, regulatory compliance, risk management, licensing, and insurance transactional work.

Prior to Maple Life Financial, Kathleen served as Principal Counsel for the Maryland Insurance Administration from October 2002 through November 2007.She served as the primary legal advisor to the Maryland Insurance Commissioner as well as all units of the Maryland Insurance Administration. In this role, her duties included the interpretation of all laws as they relate to the Insurance Article, Annotate Code of Maryland, providing legal advice to the regulations and administrative actions. She represented the Maryland Insurance Commissioner before State and Federal courts and oversaw a staff of nine Assistant Attorneys General who also acted as legal advisors to the Commissioner and the Administration.

Prior to her appointment to the Maryland Insurance Administration, Kathleen was a principal in the law firm of Kramon & Graham, P.A. She worked at the firm from 1984 through 2002. Her practice concentrated in commercial, tort and insurance related litigation and transactions, including State and Federal regulatory matters, risk management, coverage disputes, ERISA, self funding, agent/broker issues, and professional malpractice defense.

Kathleen is a graduate of the College of Notre Dame of Maryland where she received her Bachelor of Arts degree in Liberal Arts. She received her Juris Doctorate with Honors from the University of Maryland School of Law.

Marcos FloresMarcos Flores is a Managing Director of Credit Suisse in the Investment Banking division

Marcos Flores is a Managing Director of Credit Suisse in the Investment Banking division, based in London. He is Head of Global Institutional Structuring for Life Products.

Prior to his current role, Mr. Flores was Head of Financial Institutions Structuring in Europe and prior to this, was a member of the Latin American Structuring Group based in New York.

Mr. Flores joined Credit Suisse First Boston in September 2000 when the Firm merged with Donaldson, Lufkin & Jenrette where he was a member of the Latin American Structuring team. Prior to that, he spent three years in Commodities Sales and three years at an affiliate of the Spanish development bank, Banco Exterior de España in Mexico.

Mr. Flores holds a degree in Business and Economics from the University of Vienna, Austria.

Michael V. Fasano, CEO, Fasano Associates

Michael Fasano is President and CEO of Fasano Associates, a leading U.S. underwriting consulting firm providing life expectancy estimates to the life settlement industry. Fasano’s life expectancies are the most accurate in the business, with an Actual to Expected Ratio of 96%. Before starting Fasano Associates, Mr. Fasano served as President of Trans-General Life Insurance Company; and before that, he worked at the White House Office of Management and Budget.

Mr. Fasano received his B.A. from Northwestern University and his M.A. from the University of Wisconsin, Madison. He currently serves on the Board of Visitors for Northwestern University’s College of Arts & Sciences. He also serves on the Board of the Life Insurance Settlement Association and is a member of the Life Settlement Institute. He is a frequent industry speaker and has published articles in Best’s Review, Pensions and Investments, and the National Underwriter.

Nate Evans, President and Chief Executive Officer, Maple Life Financial Inc.

Nate has over 20 years of experience in life insurance management. During his 14 years at Allstate Financial Nate held numerous management positions including major technology, process, and distribution initiatives for Allstate’s Strategic Operations. Prior to joining Maple Life Financial, Nate was Vice President at ZeBU / Integrated Insurance Technologies where he led Sales and Marketing activities in addition to providing operations consulting services for a number of the largest U.S. life insurance carriers. Nate is a graduate of Trinity College.

Niraj is a Senior Trader and Portfolio Manager at Genworth Financial.

In his current role, he is responsible for evaluating, trading and managing credit derivatives, structured credit and insurance linked securities.

Prior to his current role, Niraj was part of a new products team at GE Capital Market Services focused on structuring innovative capital markets solutions to achieve risk transfer, enhance ROE and manage capital for GE businesses. He has worked at Genworth and its past parent GE for over 10 years in various roles including portfolio management, capital markets and marketing / product development. He holds 9 patents, which were used to develop proprietary solutions for GE custom

ers.

Niraj has earned a Ph.D. in Chemical Engineering from The Ohio State University, an MBA from SUNY and is a CFA charter holder.

Paul R. Livingstone, Senior Managing Director, Structured Finance, Assured Guaranty

Paul Livingstone is Senior Managing Director of Structured Finance at Assured Guaranty. The Structured Finance Group includes CDOs and standard and non-standard Commercial Assets. Prior to joining Assured Guaranty in 2004 Mr. Livingstone was most recently Managing Director of Ambac Assurance Corp. responsible for its Structured Insurance Business. Mr. Livingstone has spent more than 21 years in the financial services industry, including significant experience in the financial reinsurance business.

Mr. Livingstone is a Fellow of the Casualty Actuarial Society and received a B.S. in Actuarial Science from the New Jersey Institute of Technology.

Stephen A. Velotti, Portfolio Manager, Janiperus Capital

Stephen Velotti has over 19 years of property underwriting experience in various positions in the reinsurance and insurance industries. His responsibilities include business planning, risk evaluation, pricing, portfolio analysis and marketing. Prior to joining Juniperus, he was a Senior Vice President at Ariel Re with responsibilities for the United States Property portfolio. Prior to joining Ariel Re, Stephen spent 7 years in the Property area at Converium where he held positions of increasing responsibility. Mr. Velotti has an MBA (dean’s list) from Columbia University’s School of Business, a Bachelor’s Degree from the State University of New York at Albany.

Urs Ramseier is the Head of Insurance Linked Securities of Horizon21 Alternative Investments since January 2007.

Urs Ramseier has extensive experience in the banking industry. He began his career in 1995 with Credit Suisse, Zurich, Switzerland. In 1996, he started to work for Credit Suisse Financial Products in London, United Kingdom, where he was responsible for managing credit risks with insurance companies. He was also a Member of the Global Credit Committee at Credit Suisse First Boston in Hong Kong, Peoples' Republic of China. From 1999 to 2001, he worked for Lombard Odier & Cie, Geneva, Switzerland, as a Sellside Equity Analyst for insurance and real estate stocks. In 2001, he rejoined Credit Suisse First Boston in Zurich, Switzerland, as a Buy-side Analyst and Portfolio Manager. He was responsible for all investments of Credit Suisse Asset Management in European insurance stocks.

He holds a PhD from the University of Berne, Switzerland, where his major study was economic geography.
Urs Ramseier was born in 1965 and lives in Switzerland.

Vincent J. Granieri, FSA, MBA, EA

Mr. Granieri is an effective Chief Actuary/Chief Financial Officer who has built and managed every aspect of actuarial and financial operations. He supplemented his financial/actuarial skills with meaningful assignments in operations, investments, marketing and systems. He is a strong, results-oriented integrator, who can work among disparate functions to achieve higher profitability as well as a visible, candid, effective leader. He achieved meaningful results by building winning cultures and teams, often in turbulent and/or changing environments. He has developed successful partnerships with marketing and field personnel.

Mr. Granieri has spoken at numerous Society of Actuaries’ (SOA) meetings, most recently at the 2005 Annual Meeting on “Effective Presentations for Financial Managers”. Vince gave a one-day seminar at the 2006 Annual Meeting on “The Influential Manager”. He currently serves on the American Academy of Actuaries’ SVL2 Steering Committee Sub-Group on Corporate Governance. He also develops study manuals for the Advanced Finance/Enterprise Risk Management actuarial exam series. Vince is a frequent contributor to actuarial periodicals.

Beat Holliger, FSA, MBA, EA

Beat Holliger is the Managing Director of Munich Re Capital Markets, the New York-based division of Munich Re's Risk Trading Unit. His main responsibilities include the transfer of insurance risks to and from capital markets and the origination of related transactions here in the United States. Mr. Holliger has been part of Munich Re's capital markets initiatives since its inception and has been involved in all of Munich Re's catastrophe bonds. He joined Munich Re in Munich in early 2000 and was transferred to New York in the fall of 2002. A citizen of Switzerland, he started his career in banking and consultancy after graduation from the University of St. Gallen with a master's degree in international relations.

Brian T. Casey, Partner, Locke Lord Bissell & Liddell LLP.

As co-leader of Locke Lord’s Insurance Practice Group, and a member of the firm’s (a) Corporate (b) Capital Markets and (c) Healthcare Practice Groups, Mr. Casey focuses on (i) corporate, (ii) merger & acquisition, corporate and structured finance and other transactional, and (iii) regulatory matters for corporate clients in the insurance, financial services and health care industries. His clients include insurance companies, insurance holding companies, managing general agents and insurance agencies, third party and claims administrators, banks and other financial institutions, investment banks and reinsurance companies.

Brice Van Elswyk is Director and Head of Institutional Structuring in the Americas for Credit Suisse’s Life Finance Group. The Life Finance Group at Credit Suisse has used the institutional expertise developed during the bank’s long history to design innovative longevity / mortality investment products and structures. Prior to joining Credit Suisse, Brice was a Vice President in Global Equity Derivatives at Deutsche Bank. In that role Brice structured a variety of investment products and transactions including intellectual property monetization / financing, solicitor disbursement funding and non-recourse financing.

Mr. Harish Raghavan, Chief Executive Officer

Mr. Raghavan is responsible, along with Ed Netherland, for strategy and overall firm execution, as well as direct personal responsibility for management of the enterprise as CEO. He directly oversees the firm’s relationships with the capital markets. Prior to joining InsCap, Mr. Raghavan served as Global Head, Structured Products and Strategic Solutions Group for UBS’s Investment Bank, working with client coverage, trading, and product groups to create unique hybrid equity capital market products, and to implement proprietary trading strategies. He consummated several ground-breaking transactions such as LILACs (life insurance securitization) and innovative contingent capital instruments. He also served as Global Head, New Business/Product Development at Merrill Lynch & Co., where he worked for fifteen years and structured the first cross-border hybrid into the US capital markets as well as Trust Preferred Capital Securities.

Mr. Raghavan received his MBA from Wharton Business School.

Michael Leybov, Managing Director and Portfolio Manager, Horton Point LLC

Michael Leybov is a former member of the Executive and Strategy committees at Willis Re (US) where he headed Willis Analytics and Solutions. He has over 15 years trading, valuation and risk management experience in the insurance markets. He holds a PhD in Mathematics.

Paul Schultz, President, Investment Banking Group, Aon Benfield

Paul Schultz is President of Aon Benfield Investment Banking Group. Mr. Schultz joined Aon Benfield in 2000 after spending 15 years in the commercial and investment banking industry. Prior to joining Aon Benfield, Mr. Schultz was the head of Chase Securities’ Midwest-based Insurance Investment Banking Group, advising clients on M&A, leveraged finance, structured products and debt issuance. Mr. Schultz has a MBA from J.L. Kellogg Graduate School of Management and BS degrees in Electrical Engineering and Computer Science from Northwestern University. Mr. Schultz is also Treasurer of Northwestern University’s Public Issues Committee.

Rob Haynie

Mr. Haynie has been a major influence in the evolution of the life settlement industry during his thirteen year career of proactive involvement. Not only has he been directly involved in negotiating and settling several thousand contracts, he has completed a 6-year term on the board of directors of the Life Insurance Settlement Association, in addition to serving as its Vice President for four years. Mr. Haynie, an Alumnus of Florida State University, currently holds a Life Agent License with Viatical Settlement Broker Appointment for LIS.

Dirk Lohmann

Dirk Lohmann has over 27 years of management, underwriting and consulting experience in the insurance and reinsurance industry. He began his career with Hannover Re in 1980 where he spent a total of 17 years in various capacities ending ultimately in the position of Executive Board Member. During his time with Hannover Re, Mr. Lohmann was instrumental in transforming the company from a small following reinsurer into the world’s 5th largest professional reinsurer. Subsequently, he was recruited to lead the European reinsurance activities of the Zurich Financial Services as CEO of Zurich Re and later became a member of the Group Executive Board of ZFS responsible for Group’s reinsurance business worldwide. In 2001 Mr. Lohmann managed the spin-off of ZFS’ assumed reinsurance business into Converium which was sold to the public through an IPO in December 2001. Mr. Lohmann served as Chief Executive Officer of Converium until February 2005. Prior to establishing Secquaero Advisors Ltd. Dirk Lohmann established an independent consultancy, Lohmann Convergence Capital Advisory, providing hedge funds, intermediaries and reinsurance companies with advice on the strategic application of insurance securitization and investing in insurance linked securities.

Throughout his career Dirk Lohmann has acted as an entrepreneur and thought leader, building businesses and driving change and innovation in the businesses he managed. He was an early pioneer in the field of insurance securitization, having personally negotiated and placed the world’s first non-life insurance securitization (KOVER) in 1993/94. Each of the transactions he was involved in included a number of firsts in the emerging field. In 1996 the K2 Portfolio Swap saw the first use of a standard ISDA Swap to transfer the risk and performance of an underlying defined portfolio to investors rather than relying upon a SPV structure. In addition, K2 was the first time that aviation risk was included in a capital markets transaction. Zurich Re’s Trinom transaction in 2001 was the first multi-peril, multi-event securitization in the 144A market with a first and second event tranche. It was also the first time a step up coupon was used should the second event tranche be put on risk. Converium’s Helix 04 transaction was the first second event only multi-peril 144A securitization. In the life field, he encouraged colleagues at Hannover Re and Zurich Re to explore securitization as a means to manage liquidity and statutory strain.

Dirk Lohmann has a Bachelor of Arts in Economics from the College of Literature, Science and Arts at the University of Michigan, a MBA from the Rotman School of Business at the University of Toronto and an Executive MBA from the University of St. Gallen.

Lixin Zeng is Executive Risk Officer of Bermuda-based Validus Re Ltd since the founding of the company. Prior to joining Validus, he was Chief Catastrophe Risk Officer at the ACE Group. Lixin is a recognized expert in insurance portfolio optimization and risk management; he has published extensively in professional journals on these topics. Lixin has a PhD of atmospheric sciences from the University of Washington and is a holder of the CFA designation.

Rachel B. Coan is a partner in the Capital Markets Group in Morrison & Foerster’s New York office. Ms. Coan represents enterprises in the insurance, reinsurance and financial services industries. Her practice involves the representation of issuers, sponsors, purchasers and collateral managers in all aspects of asset-backed offerings. She also advises underwriters, placement agents, other financial intermediaries and issuers in transactions that typically involve the issuance of hybrid securities, innovative financial products, structured products and derivatives.

Ms. Coan is a member of the Association of the Bar of the City of New York and of the Structured Finance Subcommittee of the Federal Regulation of Securities Committee of the American Bar Association, Business Law Section. Prior to joining Morrison and Foerster, Ms. Coan was a partner in the New York office of LeBoeuf, Lamb, Greene & MacRae LLP.

William Dubinsky, Director, Swiss Re

William Dubinsky structures and originates insurance-linked securities and related solutions. Since 1997, he has participated in more than 25 insurance-linked securities transactions for reinsurers, insurers, and corporate clients worldwide. He has developed a number of innovations in the field including the MITT hybrid trigger.

Prior to joining Swiss Re, Mr. Dubinsky was an investment banker with Merrill Lynch’s Financial Institutions Group focused on M&A and capital raising for insurance companies. He has also worked as a lawyer with Thompson Coburn where he represented corporate clients in business transactions.

He earned an M.B.A. in Finance and Accounting from the Kellogg School of Management, a J.D. from the University of Michigan Law School where he was a member of the Michigan Law Review, and a B.A. in Economics from Harvard University.

Neil Eckert: Chairman of IFEX and Chief Executive Officer of Climate Exchange Plc.

Neil Eckert is Chief Executive of Climate Exchange Plc, an AIM listed company which owns the European Climate Exchange (ECX) and the Chicago Climate Exchange (CCX).  ECX in a joint venture with the Intercontinental Exchange (ICE) trades EU ETS futures and currently trades in excess of 80% of EU volume.  CCX is the only U.S. legally binding, voluntary exchange trading carbon permits and sulphur futures.

Neil is Chairman of Trading Emissions Plc, an AIM listed company which is one of the world’s leading funds investing in emission reduction permits.

Neil is also Chairman of Econergy, an AIM listed company investing in South American renewable energy projects.

Neil is on the Board of the Isle of Man Assurance Company; Ebix Inc, an insurance based software company traded on NASDAQ and Ri3K, a UK technology hub for the reinsurance market.

Until April 2005, Neil was Chief Executive of Brit Insurance Holdings PLC which is a UK and International insurance and reinsurance company.  Neil founded the company in 1995 as an Investment Trust listed on the London Stock Exchange.  There followed a sustained period of corporate activity which resulted in the company being re-listed as a publicly quoted insurance company in 1999.  Following the tragic events of September 2001, which severely impacted the company, Brit undertook two major fund raisings totalling some £350 million.  Brit moved into the FTSE 250 in September 2002.  Neil now serves Brit as a Non Executive Director.

Neil is also Chairman of Design Technology & Innovation Limited, a patenting and intellectual property company.

Pascal Karsenti, Senior Risk Consultant, AIR Worldwide Corporation (AIR)

Pascal Karsenti is a Senior Risk Consultant in the Consulting and Client Services Group at AIR Worldwide Corporation (AIR). AIR Worldwide is a provider of risk modeling software and consulting services to more than 400 insurance, reinsurance, financial, corporate and government clients worldwide. He has been involved in the issuance of over 25 catastrophe bonds, and also plays a key role in guiding the development of AIR’s products and services for the fast-growing insurance-linked securities market. Since 2004, Mr. Karsenti has also modeled catastrophe risk for insurance, reinsurance, governments and international organizations throughout the world. Prior to joining AIR, Mr. Karsenti worked as a Financial Analyst at GetConnected, Inc., and passed the Chartered Financial Analyst (CFA®) Level I Examination in 2003. He earned a B.S. in International Business from Northeastern University in Boston and a B.S. in management from Reims Management School in France.

Jonathan Nguyen-Phuong, Senior Investment Analyst, The Peninsula Group, LLC

Jonathan has substantial experience in analyzing and pricing life settlements. He manages the production of a bi-monthly market analysis for The Peninsula Group and is responsible for the aggregation and analysis of data for the Life Policy Dynamics – 3rd Annual Life Settlement Market Analysis. His previous work experience includes internships in China with CDH Investments and Otis Elevator as well as with the National Geographic Society in Washington, DC. Jonathan is a graduate of Georgetown University where he majored in Economics. He also has studied in Asia and traveled abroad extensively. Jonathan speaks Vietnamese, French and Mandarin.

Terry Fields, Director of Operations, Life Policy Dynamics, LLC (LPD)

Terry Fields, Director of Operations for Life Policy Dynamics, LLC (LPD) manages the delivery of customized client services to a broad range of funding entities, providers, brokers and agents within the life settlement business His primary responsibilities include overseeing valuations of policies using sales and in-force illustrations, portfolio optimization, purchase contract verification, premium management, net asset value calculations, medical record and life expectancy retrieval, maintaining contact with insureds and the processing of insurance claims. Mr. Fields brings a life settlement background to LPD, most recently serving as the Chief Financial Officer for an industry leading provider firm. In that capacity he managed the financial risks of the business and oversaw all finance/accounting operations. His responsibilities also included annual reporting to the individual state departments of insurance.

Mr. Fields’ background includes work with internationally renowned auditing and consulting firms as well as financial services work that includes contract review, maintaining relationships with broker/dealers, establishing financial management policies and procedures and establishing and monitoring internal controls over finance and accounting processes.

Mr. Fields completed undergraduate work at The College of Wooster in Ohio, earning a Bachelor's Degree in Economics and received a Master’s of Science Degree in Accounting from American University in Washington, DC. Mr. Fields is a Certified Public Accountant.

ZiserBoris Ziser, Partner, Stroock & Stroock & Lavan, LLP

Boris Ziser has over ten years of experience across diverse asset classes. He focuses on public and private mortgage-backed and asset-backed securitizations, warehouse facilities, commercial paper conduits and related transactions. Mr. Ziser’s practice encompasses commercial mortgage-backed transactions, as well as a variety of asset classes such as life settlements, equipment leases, auto loans and franchise loans, in addition to esoteric asset classes such as timeshare loans and intellectual property. He counsels issuers, investors, lenders, borrowers, underwriters and placement agents on a variety of matters. Mr. Ziser is fluent in Russian.

Mr. Ziser is also one of the leading attorneys in the life settlement industry. He represents investors, lenders, hedge funds and providers in a wide range of transactions, including purchase platforms, lending platforms, warehouse facilities and commercial paper conduit transactions.

While at Stroock or prior to joining the firm in 2007, Mr. Ziser’s experience has included:

  • Representing clients in establishing multiple life settlement funds.
  • Representing clients in establishing life insurance premium finance platforms.
  • Representing clients in U.S. and off-shore life settlement transactions.
  • Issuers’ and Underwriters’ counsel in connection with numerous commercial mortgage and asset-backed securitization transactions.
  • Securitization of commercial mortgage B-Notes.
  • Timeshare receivables warehouse facilities and securitization transactions.

Thomas Weinberger, Partner, Stroock & Stroock & Lavan, LLP

Mr. Weinberger focuses his practice on insurance and risk-linked securities, life insurance finance and related capital markets transactions, including Regulation XXX and AXXX reserve funding transactions, life settlements, premium finance and alternative risk transfer and securitization transactions.

Mr. Weinberger is also active in cross-border asset-based lending and M&A transactions. He has extensive experience in mergers and acquisitions and securities law, as well as public and private offerings, joint ventures and strategic alliances. Mr. Weinberger represents insurers, reinsurers and investment banks, as well as both buyers and sellers in major international M&A transactions. Additionally, he works with private investment partnerships on matters involving fund formation and portfolio company transactions.

Prior to joining Stroock in 2007, Mr. Weinberger has:

  • Developed Regulation XXX reserve funding securitization program for multi-national reinsurer.
  • Advised leading investment bank in connection with its Regulation XXX and AXXX securitization programs.
  • Counseled hedge funds in connection with the sale of industry loss warranties.
  • Drafted captive insurance company legislation for a state in the Southwest, with a focus on special purpose captives and securitization vehicles.
  • Advised leading investment banks in connection with premium finance programs.
  • Counseled leading Wall Street broker-dealer in connection with the development of a trading platform for senior settlements.
  • Developed a multi-peril natural catastrophe risk securitization program for a leading investment bank.
  • Served as special counsel to the president of a NYSE-listed telecom company, with a focus on capital markets transactions, corporate governance matters and joint ventures.
  • Counseled a publicly-traded VOIP company in connection with its follow-on offering.
  • Advised client in connection with its acquisition of a coupon clearing company.
  • Served as lead counsel to an international medical device manufacturer in connection with the sale of its cardiovascular business group.
  • Formed several private equity and hedge funds and advised clients on the marketing, management and operation of such funds.

Keith Andruschak, Partner, Stroock & Stroock & Lavan, LLP

Keith Andruschak focuses his practice on transactions involving the insurance industry, including mergers and acquisitions of insurers, reinsurers, agencies and administrators, assumption and indemnity reinsurance, demutualizations, structured lending, insurance-linked securities and other capital raising activities. He also advises clients in connection with unique insurance and annuity product design, alternative risk transfer arrangements and derivatives. His clients include domestic and foreign commercial and investment banks, life and property/casualty insurers and reinsurers, hedge funds and private equity investors. In addition to his insurance expertise, Mr. Andruschak also counsels clients on general corporate ans securities matters, including private equity and venture capital investments in the high-tech, biotech and pharmaceutical industries. He is a member of the New York State Bar Association and the Insurance Committee of the Association of the Bar of the City of New York.

Prior to joining Stroock in 2006, Mr. Andruschak was Counsel in the Mergers and Acquisitions Group of Clifford Chance U.S. LP.

Frank Fortunato, CEO & Co-founder, CATEX

Frank Fortunato, CEO, co-founded CATEX in 1995 and has served as the Chief Executive Officer since inception. Mr. Fortunato possesses expertise on a wide range of legal and policy matters relating to property and casualty insurance. Previously, as Assistant Counsel in the New Jersey Governor's Office, Mr. Fortunato was responsible for drafting key legislation amending the State's insurance laws, and advising the Governor on diverse insurance-related issues. While on staff of the U.S. House Committee on Energy and Commerce, he was responsible for numerous investigations and oversight hearings involving insurance and banking matters. Mr. Fortunato holds a JD from Catholic University in Washington, D.C., and is a graduate of the School of Foreign Service at Georgetown University.

Frank Sweeney, COO & Co-founder, CATEX

Frank Sweeney, COO, as Co-founder of CATEX, Mr. Sweeney focuses on corporate strategy, business and electronic commerce operations. Previously, Mr. Sweeney served as Assistant Counsel in the New Jersey Governor's Office, where he drafted or negotiated provisions for several major pieces of environmental, energy and public utility legislation. While on staff of the U.S. House Committee on Energy and Commerce, Mr. Sweeney prepared legislation and hearings on environmental insurance, Superfund liability and other environmental issues within the committee's jurisdiction. He also gained substantial corporate experience as a project manager and strategic planner for Science Applications International Corporation (SAIC), a large technology and systems consulting firm. Mr. Sweeney received a JD and Master's degree in civil engineering from Stanford University and a BA degree from Princeton University

Michael Byl, President, Strategic Directions Management

Michael has twenty-five years of experience in the investment management industry, and currently serves as President of Strategic Directions Management Limited, a Bahamian-based company specializing in insurance-linked investment strategies for institutional investors. He is active in all aspects of the firm and works closely with its clients in developing innovative solutions to satisfy their investment and portfolio management needs.

He also serves as President of two Southridge LLC entities, an SEC-registered broker dealer and Registered Investment Advisory firm, both of which serve institutional and select individual clients, and in 2001 founded his own consulting firm, Palladium Global Partners, which advises institutional investment management firms. Prior to 2001 Michael was a Principal at Julius Baer Investment Management for eleven years, and worked for Pacific Financial and the Travelers early in his career.

Michael is a Board member of Praxient Capital, a London-based long/short equity hedge fund, and Biomega Laboratories, a New York-based biotech firm developing a novel protein for the treatment of different cancers. His philanthropic activities include Board positions with Amos House, Inc. and The Ridgefield Playhouse. Michael earned his B.A. degree from Michigan State University in 1983, and holds several FINRA Series licenses.

Rafi Khan, Director, Global Credit Trading, Deutsche Bank Securities

Rafi Khan is a Director in Global Credit Trading within Global Markets division of Deutsche Bank. In his current position, Rafi focuses on structuring cash and synthetic transactions linked to life settlements, mortality/longevity risk and insurance securitizations.

Rafi joined Deutsche Bank in 2005 to structure and market structured credit products to a variety of clients, including hedge funds, insurance companies and asset managers. Prior to Deutsche, Rafi worked at Citigroup in the Global Credit Derivatives group in New York where he focused on various structured finance and derivatives transactions.

Rafi holds MBA and MS degrees from the University of Houston and a JD from South Texas College of Law. He is also a Certified Public Accountant.

Hilary Paul, Vice President, Clariden Leu Ltd.

Dr. Hilary Paul joined the Insurance Linked Investments team at Clariden Leu in Zurich in 2007. Hilary is responsible for a broad range of fund management tasks including investment portfolio management, the evaluation and trading of insurance linked securities and insurance derivatives, natural catastrophe risk analysis and investor relations for the insurance-linked products managed by Clariden Leu. Previously, Hilary spent five years as a Senior Risk Analyst in the Global Natural Hazards Team at Converium reinsurance company where she focused on risk modelling and pricing of reinsurance contracts, portfolio management, and alternative risk transfer of natural catastrophe risks.

Hilary holds an MSc in Earth Science from the University of California, Santa Cruz and a PhD in Geochemistry and Climatology from the Swiss Federal Institute of Technology (ETH).

Rohit Sharma, Executive Director, Life Finance Group, J.P. Morgan

Rohit Sharma is head trader for the Life Finance group at J.P.Morgan within Global Exotics and Hybrids. As a specialist in complex risk, Rohit has experience structuring and trading derivatives. For the last five years he has been involved in Life Settlements and Longevity risk derivatives. He came to J.P.Morgan from Deutsche Bank where he structured, traded and risk managed products that had mortality and longevity risks embedded in them. Rohit holds a Masters in Business Administration from University of Chicago, a Masters in Science from Dartmouth College and a Bachelor of Technology from Indian Institute of Technology, Bombay.

Michael Freedman, Senior Vice President, Government Affairs, Coventry

Michael D. Freedman joined Coventry in June 2002 and serves as Senior Vice President of Government Affairs. He has more than 15 years of experience working in and around local, state and federal governments. Prior to joining Coventry, he served as the head of public affairs and public policy for a major international telecommunications company, and had, prior to that, been an associate attorney at a major national law firm, concentrating his practice in Government Affairs, effectively representing various industries and companies.

Mr. Freedman served as a policy analyst for the Speaker of the New York State Assembly and a senior budget analyst for the Ways and Means Committee. He also worked in the Executive Branch of New York State government, concentrating on criminal justice policy. Michael received his Juris Doctor from the University at Buffalo School of Law in 1993 and was admitted to practice in New York State in February 1994. His wife, Linda Bean, and two children, Jacob and Leah, reside in Maple Glen, Pennsylvania.

Henning Ludolphs, Head of ILS, Hannover Re

After having finalized my studies in mathematics (main subject), computer science and economics at the university in Hannover I joined the Hannover Re Group in 1989. I started with our subsidiary company in South Africa. Back to Germany I became involved in North American treaty underwriting.

Since 1991 I have concentrated my business activities on structured reinsurance transactions, in the beginning focused on the US, later world-wide. In 2002 I took over the managing director position of our Irish non-life companies, our flag ship carriers for our group’s Advanced Solutions business (our marketing name for structured reinsurance) and now amalgamated into one company, Hannover Reinsurance (Ireland) Limited. At that time I also moved to Ireland.

Beginning of 2008 I returned to Hannover, Germany where I have built up our new insurance-linked securities unit. Our activities focus on the transfer of third party reinsurance risks into the capital markets (transformer model) and on investing into insurance-linked securities (investment model).

Anthony Ribaudo, Partner, Sidley Austin LLP

Anthony J. Ribaudo is a corporate partner in the Insurance and Financial Service Group where he heads the Capital Markets and Alternative Risk Transfer (Life) practices. Mr. Ribaudo represents insurance companies and financial institutions in the structuring and offering of equity, debt and hybrid securities, structured securities, securitizations and structured finance solutions. He also advises capital markets participants in connection with alternative risk transfer solutions targeted to the life insurance industry. Mr. Ribaudo’s practice includes counseling issuers and investors in connection with capital formation transactions. Finally, Mr. Ribaudo advises insurance companies in connection with mergers and acquisitions.

Mr. Ribaudo is the co-author of "A New Age: Life Insurance Securitization" published in Euromoney’s International Investment & Securities Review 2008. He has served as an editor of the Sidley Insurance Report and has written the following articles for the publication: "Mutual Holding Company Debt Offerings – Raising Long-Term Capital For Business Expansion" (Spring Issue/ 2004); "Keeping Insurance Clean: The Proposed Anti-Money Laundering Regulations" (Fourth Quarter Issue/2002); and "Investors of the World Unite: Funding Agreements Go Public" (Second Quarter Issue/ 2002). Mr. Ribaudo has been recognized by The Legal 500 (US) 2008 as one of the leading lawyers in the field of insurance securitization.

Steven Schreiber, Consulting Actuary, Milliman

Steve is a principal and consulting actuary with the New York office of Milliman. He co-manages the New York Life and Health consulting practice. Steve joined the firm in 1986.

Over the past several years, Steve has advised insurance companies, banks, and financial guarantors on capital market securitizations and private structured transactions relating to reserve redundancies (e.g., Regulation XXX and Guideline AXXX), embedded values (including closed blocks), and mortality catastrophe bonds. Steve also has experience in demutualizations, mutual holding company conversions, mutual-mutual mergers, mergers and acquisitions, reinsurance, and New York regulatory matters. Steve worked in Milliman’s Tokyo office from 1995 to 1998 and continues to work on projects in Japan and in other international markets.

Antony Mott is Managing Director of Structured Insurance Products at ICAP, the world's largest inter-dealer broker. Mott develops and markets life contingent indices, derivative products and provides 3rd party valuation advice. Products include low-basis risk indices, and cash margined agreements designed to transfer longevity risk with minimal counterparty credit risk and low friction cost. Advisory services include mark-to-market, projections of cash flow, rolling net present value and volatility analyses designed to inform investors, regulators and assurance service providers.

Prior to joining ICAP, Mott founded Longbank, a Manhattan-based alternative investment firm and launched SwapsMarket.com, an information exchange that publishes vivaDexsm definedpool longevity indices. Mott holds an MBA from IMD, Lausanne Switzerland and a BSc from University of Sydney, is Series III accredited, is a member of the National Futures Association and a registered Commodity Pool Operator and Trading Advisor. Mott is author of Option Pricing Using Polymodal Leptokurtic Constructs (ISBN 0-9721722-0-3) and named in three pending financial engineering process patents.

Ellen Gardner, Director, Global Credit Trading, Deutsche Bank Securities

Ellen Gardner is a Director in Global Credit Trading within Global Markets division of Deutsche Bank. In her current position, Ellen focuses on asset origination, product development, regulatory and legislative matters, and legal issues.

Ellen joined Deutsche Bank legal department in 2002 and provided securities law advice to equity derivative structuring groups. Prior to Deutsche, Ellen was a capital markets associate at Davis, Polk and Wardwell.

Ellen holds a BS from the United States Naval Academy and a JD/MBA from the University of South Carolina.